NPNetPayIQ
Pricing

No surprises. Ever.

Free for citizens for the things that matter most. Fair pay-as-you-grow rates for merchants, businesses, and developers. One platform, one price list.

Open the appTalk to sales
No setup fees No monthly minimums Cancel any time
Citizens
FreeAlways
ZWG 0 · /month
  • NetPayIQ wallet, P2P transfer, QR pay
  • Pay bills, airtime, school fees, taxes
  • Government services (ID, passport, ZIMRA)
  • Digital identity vault & biometrics
  • 24/7 in-app support
Open the app
Most popular
Merchants
0.9%per transaction
0.9% · QR · T+0 settlement
  • QR, USSD, tap-to-pay, online checkout
  • T+0 settlement to your bank or wallet
  • Loyalty, vouchers & basic marketing
  • Dispute & chargeback workflow
  • Up to 5 staff seats included
Become a merchant
Business
ZWG 240/month · Pro
ZWG 240 · /month all-in
  • Free for SMEs under ZWG 50k/month
  • Invoicing, collections & supplier pay
  • Payroll for up to 25 employees
  • Tax filing (ZIMRA, NSSA, PAYE)
  • Accounting export (Xero, QuickBooks)
Start business trial
Enterprise
From 0.4%volume tiers
Custom · talk to sales
  • Volume pricing from 0.4% per txn
  • Dedicated success & integrations team
  • Custom SLAs, 99.99% uptime targets
  • Single sign-on, audit & RBAC
  • Co-branded checkout & mobile SDKs
Contact sales
Government
Zero-ratedfor citizens
ZWG 0 · citizen-facing fees
  • Free for citizens on essential services
  • Settlements at cost to agencies
  • Real-time reconciliation dashboards
  • Audit-grade reporting & exports
  • PFMA & RBZ compliance built-in
Government services
Developers
Free tier10k calls/mo
Free · then pay-as-you-go
  • 10,000 API calls / month free
  • Sandbox keys & test data
  • REST + Webhooks + SDKs
  • Per-call pricing from ZWG 0.002
  • Community + email support
Open dev portal
T+0
Settlement speed for merchants
0%
Citizen wallet & P2P fees
99.99%
Platform uptime SLA target
29k+
Active agents nationwide
FAQ

Common questions

Are there hidden fees for citizens?

No. Wallet, P2P, QR pay, bills, government services and identity are free for citizens forever. Cash-out at an agent has a transparent agent fee shown before you confirm.

When do merchants get paid?

Same day (T+0) settlement to your linked bank account or NetPayIQ wallet on every QR transaction, with no minimum payout.

What's included in the Business 'all-in' price?

Invoicing, collections, supplier payments, payroll (up to 25 employees), tax filings, and accounting exports. No setup fee, no per-seat charges below 25.

How do volume discounts work?

Enterprise pricing starts at 0.4% per transaction for processed volume above ZWG 50M/month, with custom tiers above that. Talk to sales for an exact quote.

Still not sure which plan fits?

Our team can walk you through a live demo tailored to your volume and use case.

Book a demoLearn about NetPayIQ