About
A digital Zimbabwe — built by Zimbabweans.
PayIQ is the national digital ecosystem connecting every citizen, business, merchant, agent and government agency. One app. One wallet. One identity.
Our mission
To put Zimbabwe at the forefront of Africa's digital economy by giving every person and institution a simple, secure way to transact, prove identity and access services — at home and across SADC.
1.2bn+
Transactions processed annually
6.4M
Active citizens & businesses
41,200
Merchants accepting PayIQ
9,820
Agents across all 10 provinces
Built by
PayIQ is operated by NetOne Cellular (Pvt) Ltd, Zimbabwe's pioneering national telecoms operator, with intelligence and platform engineering by IQ360 Africa. We work closely with the Reserve Bank of Zimbabwe, POTRAZ, ZIMRA, the Registrar General and SADC partners.
Our values
- • Citizen-first. Free for the things that matter most.
- • Sovereign by design. Data stays in Zimbabwe, governed by Zimbabwean law.
- • Open & interoperable. Banks, MNOs, government and developers — all welcome.
- • Inclusive. Works on every phone, in every language, with or without data.